Britain's biggest ‘little rip-offs' revealed

Being charged extra for not paying bills by direct debit has topped an MSN Money poll of our users' most hated ‘little rip-offs'.

The winner polled 17% of the total vote. Premium rate phone numbers came in second place, with 16% of the vote, while the price of food and drink at cinemas was third, polling 11%.

MSN Money asked their users to nominate the small charges that made them angriest, with the 13 that were nominated the most put to the public vote.

Here's the complete unlucky 13 most-hated little rip-offs:

1. Being charged extra for not paying by direct debit
2. Premium rate phone numbers
3. Cinema food and drink prices
4. Hidden/additional flight fees
5. Insurance policy amendment fees
6. Ticket booking fees
7. Automatically added tips/service charges
8. Charges for petrol station air pumps
9. Charges for using public toilets
10. Foreign transaction fees on overseas spending
11. Temporary ‘bonus' savings rates
12. Rental administration and reference fees
13. Inflated postage and packing fees

Simon Ward, Senior Editor of MSN Money, commented: "At a time when every penny counts, it's clear that most of us are fed up of these little rip-offs, which ultimately all add up. While some are avoidable, many are not, which makes them all the more galling."

You can find out more about little rip-offs at money.uk.msn.com.