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Spending Habits

Why You Should Always Look For a Better Product

These days, it’s understandable if you’re always looking for opportunities to save money on the products you need to buy. For instance, it probably doesn’t make sense to spend an extra $30 on premium toilet paper when the basic stuff gets the job done just as well.

How can a recession affect personal finance?

The global economy is showing some alarming signs, and many people, including experts, are starting to worry about a full-blown recession. After all, countries all across the world have been reporting increased rates of inflation that have reached highs not seen in decades.

Six ways to make your budget stretch farther than you thought possible

Six ways to make your budget stretch farther than you thought possible

Did you know that the average American family wastes nearly $2,500 yearly on unnecessary expenses? That's a lot of money to throw away! When trying to balance living within your means and living life to the fullest, it can be challenging to stick with a budget.

3 ways to upgrade your budget strategy

Most of us spend 100% of the money we don’t budget, and it’s often on things we don’t really want or need. When you don’t have a specific plan for how you’re going to use your money, it’s easy to see your bank balance and savings account dissolve into nothing.

3 ways to upgrade your budget strategy

Most of us spend 100% of the money we don’t budget, and it’s often on things we don’t really want or need. When you don’t have a specific plan for how you’re going to use your money, it’s easy to see your bank balance and savings account dissolve into nothing.

5 habits that will help you increase personal profits

Managing your personal finances seems relatively simple until you decide to grow your profits. Once you start pursuing strategies to increase your personal wealth, like investing, things can get complicated.

Cost of living crisis sees more than half of Brits turn to haggling

Rising costs are forcing Britons to step out of their comfort zone and haggle down the price of everyday goods and services, new research from money-saving website TopCashback reveals.

Average households can expect a £100 a month spending deficit on income against expenditure by 2024

The average UK household will be short of a £100 a month by 2024, as the cost of living crisis means expenses will outpace incomes. The figures come from a Yorkshire Building Society’s Inflation Nation report and reveal that weekly household spending is set to rise to £705 in just two years’ time.

Ways to have fun on a budget

Ways to have fun on a budget

Whether you’re saving up for a new property or cutting back on spending in order to help with bills, living on a budget can be tough at times, particularly if you want to experience the array of fun and entertaining activities we all have available to us in the modern world.

5 easy ways to take control of your finances

The last year has been difficult for everyone, and the financial stress that has been placed on people due to the global pandemic cannot be ignored. It could be because of loss of income or extra expenditure that has arisen.

How to plan in advance for the cost of Christmas

It seems like summer was only yesterday, but the temperature is dropping and the nights are getting longer and now Christmas is approaching. This year, people will want to really make the most out of the holiday season and this is why now is a good time to start planning financially.

Best finance tips for overcoming debt

Trying to manage debts can cause unnecessary anxiety, but the truth is that getting out of debt is achievable with the right tools and motivation. There is also plenty of help available, both online and in person, so you do not need to struggle alone.

Spending too much shopping online? 7 tips to save money

Spending too much shopping online? 7 tips to save money

Online shopping is the most convenient and quick way to receive a bunch of items you want at a fraction of the price; you just need to make sure you’re getting the best deal possible.

How to become smarter with your finances

How to become smarter with your finances

We all have goals that we aspire to fulfill in life, but this can only be possible if we learn to be smart with money. Money forms an integral part of our lives since it influences almost everything that we do in our respective societies.

Take charge of your personal finances in 2021

Take charge of your personal finances in 2021

This year is your time to get a handle on your personal finances. If you want to manage your debts, plan for the future, or get advice on how to invest in your future, we have compiled some prudent tips for getting on your feet and planning for financial success.