Credit Cards
Take advantage of cash back credit cards
While the number of cash back credit cards has dwindled over recent years, their complexity has increased, making it more and more difficult for them to be compared, claims Defaqto in its latest report “Credit cards in the UK”.
Credit cards: recouping lost income
In its latest report ‘ Credit Cards in the UK’, Defaqto claims that credit card issuers have invented new charges to compensate for the loss of revenue from the cap placed on default payments by the Office of Fair Trading in August 2006.
Credit crunch about to bite
Credit card customers have been bombarded with a glut of changes to fees and charges over the past few years. Although they appear to be very small tweaks to the terms and conditions which cost individual customers a few pounds, collectively they add up to an extremely lucrative source of income for credit card providers.
M&S offers Christmas shoppers the chance to win a trip to Hollywood
M&S Money is offering Christmas shoppers the opportunity to win one of three fabulous trips to Hollywood.
Credit card crunch as reject rate soars
Credit card companies are clamping down with up to 3.27 million people seeing applications for plastic turned down in the past six months, new research from MoneyExpert.com reveals.
Barclaycard Business carbon-offset corporate charge card
Barclaycard Business has announced the launch of a carbon-offset corporate charge card that will enable customers to offset carbon emissions associated with air travel.
moneysupermarket.com: Co-operative Bank’s think credit card
Commenting on the launch of the Co-operative Bank’s think credit card, Rob Kenley, head of credit cards at moneysupermarket.com, said: "While it is encouraging to see the Co-operative Bank is taking steps to reward ethical spending with the launch of this credit card, it is difficult to see how much ethical benefit the card really has.
MoneyExpert.com: Co-Op Think credit card
Sean Gardner, Chief Executive of MoneyExpert.com, said: “The Co-Op Think card is an admirable venture that tries to support every type of ethical practice, from fair trade to eco-friendly and even animal welfare projects.
National Card Fraud Prevention Campaign
APACS, the UK payments association, and the UK Petroleum Industry Association have announced details of a National Card Fraud Prevention Campaign. The week-long campaign is designed to act as a reminder for customers to keep their cards and PINs safe and secure at all times.
The Co-operative Bank launches “think” credit card
The Co-operative Bank has launched the world’s first credit card, aimed at rewarding ethical consumerism.
uSwitch.com: Section 75 of the Consumer Credit Act
Mike Naylor, personal finance expert at uSwitch.com, comments on the decision today by the House of Lords to uphold Section 75 of the Consumer Credit Act 1974 (S.75), which protects credit card purchases made overseas.
Sainsbury’s launches new rewarding credit card
Sainsbury’s has launched a new credit card which will reward customers every time they shop. The new card, which also offers an introductory rate of 0% APR on purchases and balance transfers, will provide Nectar points equivalent to 2% cash-back on Sainsbury’s purchases.
Credit card customers still protected purchasing goods overseas
UK consumers will continue to be protected when purchasing goods overseas on their credit cards following a landmark ruling by the House of Lords today.
MoneyExpert.com: Sainsbury’s Bank new credit card
Sean Gardner, Chief Executive of MoneyExpert.com, said: “The new Sainsbury’s Bank card is more evidence of the comeback of cashback type offers - but it’s a reward scheme with a difference as companies start to get clever and look to target different sectors of the market.
uSwitch.com: American Express 5% cashback offer
Mike Naylor, personal finance expert at uSwitch.com, the independent online price comparison and switching service, comments on the changes to the American Express Platinum Credit Card, with the launch of its 5% cashback offer: