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Mortgages

Seasonal dip in lending masks strongest January since 2008

House purchase lending recorded its highest January total since 2008, according to data released by the Council of Mortgage Lenders.

Chelsea top of the table again with lowest two year fixed rate mortgage

Chelsea Building Society has taken two year fixed rate mortgages to their lowest ever level with a new product at 1.74%.

Ecology launches new discounts for energy efficiency

Ecology Building Society launches an updated C-Change sustainable homes scheme, offering interest rate discounts of up to 1.25% on mortgages for homes that meet recognised energy standards.

HSBC launches its lowest ever fixed rates

HSBC has responded to growing demand for borrowers seeking a fixed rate by launching its lowest ever 2, 5, 7 and 10 year fixed rate mortgages next week.

Mutuals continue to grow mortgage lending in January

Gross mortgage lending by building societies and other mutual lenders was £2.4 billion in January, up by 25% compared to the same month last year.

Santander launches new first time buyer deal and cuts rates

Santander has cut rates on selected mortgage products fixed for 2, 3 and 5 years, and launched a new, very competitive first time buyer (FTB) mortgage with great benefits.

Record low base rate four years on - the winners and losers

With March 7 marking the fourth anniversary since Bank of England base rate dropped to a record low of 0.5 per cent, analysis by MoneySupermarket has shown that the cost of borrowing on mortgages and personal loans has fallen dramatically over the period, while savings rates have plummeted further since the Funding for Lending Scheme was introduced in August 2012.

Borrowers offered low fees and low rates

Two market leading mortgages have been launched by Norwich and Peterborough Building Society as it extends its range of low-fee products.

First time buyers helped by 0.40% rate reduction

Accord Mortgages has increased the support it lends to first time buyers and people with smaller deposits.

Remortgage market remains subdued

Borrowers may no longer be better off staying on standard variable rates (SVRs), according to the latest analysis from Lloyds TSB.

Gross mortgage lending declines in January

The Council of Mortgage Lenders estimates that total gross mortgage lending declined to £10.4 billion in January.

The Co-op goes fee-free with 5 year fixed mortgage rates

The Co-operative Bank is set to give homeowners an even better deal this week by removing the fee on its 5 year fixed mortgage, available at 60% LTV.

Scottish Widows Bank re-launches mortgages business

Scottish Widows Bank is set to increase its mortgage lending this year.

Halifax Intermediaries reduces rates across range

Halifax Intermediaries has cut rates across its mortgage range. Products across a variety of loan to value ranges available to first time buyers, homemovers and remortgage customers have been reduced by up to 0.50%.

Halifax reduces mortgage rates for home movers

Halifax has announced a number of rate reductions across its home mover range in a move to further support the UK’s mortgage market.