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Savings

Generation eXcel

Forget Generation X, Abbey Savings has identified ‘Generation eXcel’ - that is the majority of Britain’s over 55s who feel they’ve improved on their parent’s lot. That’s in stark contrast to subsequent generations, who feel they are living in their parents shadow.

Alliance & Leicester launches fixed rate bond at 6.20% AER

Alliance & Leicester International Limited (ALIL), the offshore savings bank, has launched a new, limited edition 1 Year Fixed Rate Bond (Issue 36) with a competitive fixed interest rate of 6.20% AER.

It never rains but it pours at Chelsea

Chelsea Rainy Day PostSaver is a postal account with an attractive rate of interest, 6.00% gross pa/AER+(including an unconditional 1.00% gross pa bonus for the first year from the date of account opening), aimed to encourage people to save for those unexpected emergencies in life. The account is being launched on Saturday 19 May 2007.

What savers want

New research from Nationwide has revealed that over a third (35%) of people are saving on a regular basis and an additional 44% save from time to time when they have spare funds. It also confirmed that one in five (21%) fail to save anything at all.

Virgin Money - Savings Rate Increase

Virgin Money will increase the interest rate for Deposit Account and Cash ISA customers to 4.75% (AER) from midnight on Thursday 17th May.

Tesco savings continues to increase rates

Britain's biggest supermarket bank, Tesco Personal Finance is continuing to pass on the benefits of the Bank of England interest rate rise to savers, with yet another rate increase of 0.25%.

Sainsbury’s passes full base rate change to Internet saver account

From 17th May 2007, Sainsbury’s Bank will increase the interest rate paid on its Internet Saver account by 0.25% meaning it will pay 5.75% Gross AER on all balances.

Is money the last taboo?

Nearly nine out of ten of us keep our salary a secret from our friends and two out of three of us don’t even tell our families how much we get paid, according to research by Scottish Widows.

Chelsea launches new one year Fixed Rate Option

Chelsea Building Society has launched a new one year Fixed Rate Option effective from Saturday 12 May 2007.

Blair’s legacy to consumers

Following Tony Blair’s resignation announcement, Peter Vicary-Smith, Chief Executive, Which?, comments on Blair’s legacy to consumers: “Blair’s lasting legacy to consumers is giving us choices we couldn’t have imagined ten years ago – just look at the NHS, nutrition and education.

Saga secure savings passes on interest rate hike to savers

Following the Bank of England’s expected decision to raise base rate by 0.25% to 5.50%, Paul Green of Saga comments: “Following today’s (10 May 2007) announcement by the MPC to raise interest rates to 5.50%, we are pleased to announce that thousands of Saga Secure Savings customers will benefit from the full base rate increase from 1 June 2007, with our AER going up to 5.25%.

Cahoot increases instant access savings rate

Following the increase in the Bank of England Base Rate from 5.25 per cent to 5.50 per cent, Cahoot will make the following changes to its savings rates.

Capital One savings responds to base rate increase

Capital One will increase the rate paid on its Base Beater savings account from Friday 11th May 2007.

UK savers are base rate losers

As interest rates hit 5.5 per cent, the Post Office reveals that savers are missing out on millions of pounds in interest by sticking with accounts that fail to pass on rate increases.

NS&I to close Treasurer's Account

From 10 May 2007, organisations will no longer be able to open the Treasurer's Account operated by NS&I (National Savings and Investments).