Savings
Brits set for a home-made Christmas
Brits are getting creative with their Christmas spending this year with three fifths saying they will be more resourceful in order to save money or make it go further, according to new data from NS&I's Savings Survey.
New Christmas Saver account from Yorkshire Building Society
Yorkshire Building Society has launched a new Christmas Saver account paying a fixed rate of 3.50% gross/AER, aimed at helping people spread the cost of next year's festive season.
N&P One Year Fixed E-Bond paying 3.15%
N&P (Norwich & Peterborough Building Society) is bringing good tidings for those looking to invest in a One Year Fixed Rate E-Bond which will mature in time for Christmas 2011.
Make the most of this year’s ISA allowance
Savers can earn a better return on their savings by investing their cash in a one year fixed rate cash ISA, compared with a one year fixed rate bond - analysis by moneysupermarket.com has found.
Top ten financial tips to start 2011 on the front foot
While we all know Christmas is a time to indulge, the New Year is about starting over and, when it comes to financial planning, what better excuse for consumers to whip their personal finances back into shape.
Strategic bond sector is investor favourite
Strategic bond funds made up 30 per cent of the total amount invested through the Fair Investment Company funds service between January and October this year.
Sainsbury's Online Saver account pays 2.5%
Sainsbury's Finance has announced the launch of a new Online Saver account (available from 1st December) paying an attractive rate of 2.5% Gross AER (variable). The account can be opened and managed online.
Brits not changing financial habits in response to recession
Despite claiming they are more worried and insecure about money, Britons are proving to be resistant to changing their financial habits in response to the recent economic turmoil according to the latest research from HSBC, one of the UK's biggest savings providers.
Northern Rock launches new issues of its e-bond account
Northern Rock has launched two new issues of its new market-leading e-bond account, providing competitive interest rates for those savers who wish to operate their accounts online.
Coventry launches Family Saver account
Coventry Building Society has launched a market leading easy access online savings account specifically for families.
Saffron launches Christmas Regular Saver account
Saffron Building Society, the regional building society serving East Anglia, has announced the launch of a new, limited edition, Christmas Regular Saver account, providing savers with the equivalent of a 14.49% rate of interest.
HSBC launches Maximum Investment Plan
HSBC has announced it is to launch an open architecture Maximum Investment Plan for sale through IFAs. The HSBC Maximum Investment Plan (HSBC MIP) is a ten year regular savings plan with life cover, providing investment returns which are not subject to higher rate income tax. It is designed to help IFAs with long term, tax efficient savings planning for their high net worth clients.
Brits rein in Christmas budgets following Spending Review
The second annual money.co.uk Christmas Shopping Index has revealed the impact of the Government's Spending Review on planned Christmas spending this year. The study, which gauged Christmas plans before and after the Spending Review, found that 40% of British households will spend less than planned as a direct result of the Review. On average those spending less will cut their budgets by 32%.
Santa comes early for savers
Analysis from moneysupermarket.com shows a flurry of activity in the savings market, with average rates on one year fixed rate bonds increasing by 0.11 per cent in two months, but savers need to be on their toes to take full advantage of these deals before they are pulled from the market.
Skipton 1 Year E-Bond Issue 3 paying 3.05%
Skipton Building Society has launched an attractive new e-bond offering 3.05% p.a. AER. The 1 Year E-Bond Issue 3 will allow customers to invest between £500 and £1,000,000 (£2,000,000 for joint applications).