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Banking

Standard Life Bank announces competitive fixed rate Business Bond

In the wake of further Bank of England base rate cuts, Standard Life Bank has announced a competitive fixed rate bond to help businesses make their money work harder.

Brits still keen to travel and Eurozone tops the list

Consumers are still keen to travel abroad during 2009, according to research by Travelex. Already 71% of respondents have travel plans for 2009 and only 17% don’t plan to leave the UK, while 12% don’t know yet.

The Co-operative Bank responds to latest base rate change

The Co-operative Bank has announced its response to the latest reduction in the Bank of England's base rate.

Financial Ombudsman gears up for record year of complaints

The Financial Ombudsman Service has published for consultation its proposed budget for next financial year (2009/10) - together with an update on the budget for the current year (2008/09) and the corporate plan for the next three years.

Affordable alternatives available to UK holidaymakers

The recent decline in sterling, particularly against the euro and the US dollar, is expected to alter UK holiday makers travel habits, according to the Halifax. An estimated 47 million UK residents visited a country in the euro-zone, an average of 2.96 million visitors per member country.

Current account roulette has odds stacked against you

Nationwide has become the latest current account provider to lower its in-credit interest without lowering its overdraft rate.

Bank of England move was a step too far

Thursday's Bank of England decision to cut interest rates has proved to be extremely unpopular with the electorate.

RBS and Natwest to balance needs of both savers and borrowers

NatWest and RBS strike a balance between the interests of savers and borrowers as it announces a cut in its Standard Variable Rate by 0.25% to 4.19%.

Newcastle Building Society announces redundancies

Newcastle Building Society is set to make up to 150 redundancies as a result of continued unprecedented market conditions.

Brits open up about money in tough times

The economic downturn may have broken the taboo of talking about money, according to research from CreditExpert.co.uk.

Sterling rallies amidst base rate cuts

Commenting on the Pound's further gains against the Euro, Stephen Heath, Chief Executive of FairFX.com, said: "The Pound has rallied amidst news of the base rate cut, gaining one per cent against both the Euro and the Dollar.

Muted but positive response for sterling

Marc Cogliatti, Currency Strategist at foreign exchange specialists HiFX comments on the news that the MPC have cut UK interest rates by 0.5% to 1.5%: "The reaction in GBP has been broadly positive as the market is relieved that a more aggressive cut was not deemed to be required just yet.

Lloyds TSB passes on base rate cut to SMEs

Lloyds TSB has announced it is passing on, in full, today's 0.5 per cent Bank of England base rate cut to all its small business customers with variable rate loans and overdrafts.

Rate cuts are not working

Following today's fourth consecutive cut in interest rate decision by the Bank of England, financial website Fool.co.uk is calling on the Government to reduce income tax with immediate effect to revive consumer finances.

uSwitch.com: Bank of England base rate cut

In response to today's decision by the Bank of England to decrease the base rate by 0.5% to 1.5%, Louise Bond, personal finance manager at uSwitch.com comments: "With 2009 set to be one of the toughest years on record for consumers, the Bank of England's move today indicates that it will continue to take an aggressive approach by slashing rates to a record low of 1.5%.