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ISAs

ISAs celebrate tenth birthday

The 6 April 2009 sees not only the start of a new tax year, but also the tenth anniversary of the Individual Savings Account (ISA), the Government's tax-efficient scheme designed to encourage people to save.

ISA savers offered a tasty morsel

Commenting on the upcoming regular saver ISA from Principality Building Society, Kevin Mountford, head of banking at independent comparison site moneysupermarket.com, said: "The battle for savers in the new financial year has started early with the launch of the Principality regular saver ISA fixed at five per cent for the next tax year.

Left ISA investment to the last minute? Apply online

As the ISA deadline approaches this Sunday, Fairinvestment.co.uk is reminding investors that they can still invest online until late on Sunday April 5 for many ISA products.

Principality launches 5% regular saver ISA

Principality Building Society has kicked off the new ISA season with a regular saver ISA paying a market-leading 5.00% AER tax free, fixed until 5 April 2010.

Lloyds to participate in electronic ISA transfer process

Lloyds Banking Group has announced its participation in the new electronic ISA transfer process. The Group has been working with the British Bankers' Association (BBA) and other savings providers to adopt the process ahead of the new tax year.

ISAs enter the 21st century… at last

ISA transfers - long the bane of savers around the country - are at last going electronic with some major providers.

Only days left to make the most of this year’s ISA allowance

As the deadline for the end of this tax year looms (5 April), savers are being urged to make the most of their tax-free allowance in a cash ISA.

Savers in the dark over advantages of tax relief

The third annual Scottish Widows Savings and Investments Report reveals that the vast majority (72%) of people who did not save money in the past 12 months want to start saving for the future. However, only a quarter (24%) of people plan to take out an ISA in the next tax year, with a further 16% uncertain whether they will or not.

Use it or lose it - and beat low rates

Record low average interest rates on cash ISAs and ongoing stock market volatility will mean millions of savers deciding to lose it rather than to use it when the 2008/2009 tax year comes to an end, warns Virgin Money.

IMA calls for more ISA incentives

The Investment Management Association (IMA) calls on the Government to raise the ISA allowance to £9600 and consider introducing more incentives for saving.

Saga offers more to savers with launch of new cash ISAs

Saga Personal Finance launches two new cash Instant Savings Accounts (ISAs) on 1st April 2009 giving customers the choice of receiving interest monthly or annually.

Lloyds TSB increases rates on Fixed Rate Cash ISA

Lloyds TSB has announced that it will be increasing rates on its Fixed Rate Cash ISA by up to 1 per cent.

Wary of equities? Invest in a Cash ISA

TISA - Tax Incentivised Savings Association - is urging investors who are wary of equities to ensure they maximise contributions towards their Cash ISA as this can be used to purchase a Stocks & Shares ISA at a later date, without leaving the tax free wrapper.

M&S Money urges savers to make the most of tax-free savings

As the end of tax year approaches (5th April), M&S Money urges savers to check what tax-free savings they have and make sure they are making the most of their annual Cash ISA allowance.

Fidelity urges Chancellor to reinstate dividend tax credit for equity ISAs

From April 2004, investors lost the ability to reclaim a tax credit on dividends from shares held within an ISA.