Loans
Saving is top financial priority for students
Students have identified saving as the financial priority they are most concerned about, according to a poll of further education (FE) students across England by the National Skills Academy for Financial Services (NSAFS).
Citizens Advice Bureaux helps record numbers with debt problems
The continuing impact of the recession is driving record numbers of people to seek help from Citizens Advice Bureaux with debt, benefit, employment and housing problems.
Christmas spending prompts sharp rise in retail instalment credit
Store instalment credit rose sharply in December as savvy consumers looked to use credit sensibly to meet specific purchase needs.
Saturday 20th February marks this year's Debt Freedom Day
Saturday 20th February marks this year's Debt Freedom Day, according to new research by Unbiased.co.uk, the professional advice website.
Record insolvencies just the tip of the debt iceberg
The latest insolvency figures, showing record insolvencies in 2009, are just the tip of the personal debt iceberg, according to insolvency trade body R3.
CCCS meets rising demand for help with debt
Leading debt charity Consumer Credit Counselling Service (CCCS) has supported warnings by price comparison website moneysupermarket.com about fee charging debt management companies that take several monthly payments as an up front fee before creditors receive any money.
How to make a PPI claim
Have you taken out a loan or credit card from a bank or building society? Are you one of the 2 million people who have been sold insurance they don't need and can't use? You may have been recommended to take out something called Payment Protection Insurance (PPI). It helps borrowers to meet the repayments of a loan if they are unable to keep up repayments due to accident, sickness or unemployment.
moneysupermarket.com's guide to debt management
Although the UK officially came out of recession last week the hangover from the impact of unemployment, the high level of personal debt, and the prospect of rising interest rates will drive an increase in the number of people taking out a debt management plan in 2010, according to moneysupermarket.com's debt expert.
Loan rates at nine year high
Risk continues to be the focus in all lending activity, but with no guarantees on the debt being repaid, unsecured personal loans have seen some of the sharpest increases.
The true cost of loan sharks
Over 100,000 UK families turned to loan sharks over the festive period to ensure they had enough cash to cover the costs of presents and all the trimmings, a new report claims.
Mortgage lending strengthened slightly in December
Mortgage lending strengthened slightly in December, with gross lending inflated by some borrowers pushing through purchases ahead of the end of stamp duty relief, according to the British Bankers’ Association (BBA).
CCCS launches Equity Release to help older debtors
Older debtors can now receive direct help from the Consumer Credit Counselling Service (CCCS), the UK's leading debt charity, which is launching a new subsidiary offering equity release without fees to clients in need.
Sainsbury's 7.9% personal loan rate offer ends soon
Sainsbury's shoppers have less than a week, until Tuesday 26th January, to take advantage of its best buy loan rate of 7.9% APR Typical.
Personal loan rates starting to fall
Figures from moneysupermarket.com show that personal loan rates are starting to fall, with the average rate of the top ten loan deals falling to 8.35 per cent - the lowest since the Bank of England cut the base rate to 0.5 per cent last March, although this is still at a five year high.
Increasing debt levels forces parents back to work
The amount of debt amongst parents with dependent kids is increasing dramatically so giving up work to care for children is just not an option for many parents.