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Mortgage News

LV= offers discount on lifetime mortgage

Equity release specialist LV= is reducing rates on its lump sum lifetime mortgage until Friday 12 April 2013.

Seasonal dip in lending masks strongest January since 2008

House purchase lending recorded its highest January total since 2008, according to data released by the Council of Mortgage Lenders.

Ecology launches new discounts for energy efficiency

Ecology Building Society launches an updated C-Change sustainable homes scheme, offering interest rate discounts of up to 1.25% on mortgages for homes that meet recognised energy standards.

Mutuals continue to grow mortgage lending in January

Gross mortgage lending by building societies and other mutual lenders was £2.4 billion in January, up by 25% compared to the same month last year.

Record low base rate four years on - the winners and losers

With March 7 marking the fourth anniversary since Bank of England base rate dropped to a record low of 0.5 per cent, analysis by MoneySupermarket has shown that the cost of borrowing on mortgages and personal loans has fallen dramatically over the period, while savings rates have plummeted further since the Funding for Lending Scheme was introduced in August 2012.

First time buyers helped by 0.40% rate reduction

Accord Mortgages has increased the support it lends to first time buyers and people with smaller deposits.

Remortgage market remains subdued

Borrowers may no longer be better off staying on standard variable rates (SVRs), according to the latest analysis from Lloyds TSB.

Gross mortgage lending declines in January

The Council of Mortgage Lenders estimates that total gross mortgage lending declined to £10.4 billion in January.

Scottish Widows Bank re-launches mortgages business

Scottish Widows Bank is set to increase its mortgage lending this year.

Halifax Intermediaries reduces rates across range

Halifax Intermediaries has cut rates across its mortgage range. Products across a variety of loan to value ranges available to first time buyers, homemovers and remortgage customers have been reduced by up to 0.50%.

Halifax reduces mortgage rates for home movers

Halifax has announced a number of rate reductions across its home mover range in a move to further support the UK’s mortgage market.

Lowest ever mortgage rates but beware sting of higher fees

Mortgage rates have fallen to an all-time low and the number of products available has increased by 37 per cent as a result of the Bank of England's Funding for Lending Scheme.

First-time buyers reach highest yearly total in 5 years

The number of first-time buyers reached its largest yearly total in five years, according to data from the Council of Mortgage Lenders.

Clydesdale and Yorkshire Banks launch mortgage fee offer

Clydesdale and Yorkshire Banks have announced the launch of a no fee mortgage offer to reward its existing customers.

Principality partners with builders to give buyers access to new properties

Following on from the launch of their Welsh mortgage product range designed for First Time Buyers in January, Principality is working with builders to give buyers with low deposits access to new build properties with mortgages of up to 95% Loan To Value (LTV) via a brand new guarantee scheme.