Mortgages
Direct lender mortgage deals account for 81% of lowest rates
Direct mortgage lenders have continued to dominate best buy tables in the past year, with 81% of the market leading rates being offered directly by providers.
New lower rates for first time buyer mortgages
Clydesdale and Yorkshire Banks have announced new lower rates for their range of competitive mortgages for first time buyers.
HSBC commits to lend £350m to high LTV borrowers this year
HSBC - which has provided a mortgage to one in eight first time buyers (FTBs) during 2011 - commits to making a further £350m available to borrowers with equity or a deposit of 15% or less. A minimum of £250m will be reserved for FTBs in this bracket by the end of the year. Maximum loan to value is 90%.
Northern Rock staff star in campaign to help bring mortgages to life
Building on the success of the helpful video guides available on its award winning mortgages website, and its recent ad campaign featuring genuine customers, Northern Rock has now placed its own staff in a starring role.
The Co-op cuts fixed rate mortgage range by up to 0.6%
The Co-operative Bank is re-launching its fixed rate mortgage range this Friday (October 14), seeing rates cut by as much as 0.6% (60 basis points).
Chelsea Building Society to enter offset mortgage market
Chelsea Building Society today announces that it will enter the offset mortgage market providing competitive and innovative mortgages to borrowers through its branch network, telephone and online channels.
Buy to let mortgage rates fall
Defaqto data shows that average rates for 2, 3 and 5 year fixed rate and 2 year base rate tracker buy to let mortgages at 75% Loan-to-Value (LTV) have dropped markedly since September 2010, and that average arrangement fees have also fallen for several types of buy to let mortgage.
Lenders must consider bonus and commission, say intermediaries
More than a quarter of mortgage intermediaries say over half of their clients receive regular bonus or commission that they would like to be considered by a lender to boost their affordability assessment.
Chelsea boosts best buy mortgage choice
Chelsea Building Society is expanding its range of best buy mortgages with new products to offer borrowers even more choice.
Two-year fixed rate mortgage deals hit record low
Leeds Building Society launched their lowest ever two-year fixed rate mortgage with a rate of just 1.99 per cent, bringing the average two-year fixed rate down to a record low of 3.82 per cent, down from 4.01 in August, according to analysis by MoneySupermarket.
5 ways to use a flexible offset mortgage to navigate uncertainty
In these times of economic uncertainty, rising inflation and seemingly ever increasing fuel prices first direct argues that an offset mortgage is a useful tool for homeowners to make the most of their money.
Leeds launch 2-year fixed rate mortgage at only 1.99%
Leeds Building Society has launched a market leading 2-year fixed rate mortgage at only 1.99%, the lowest fixed rate in the Society's 136 year history.
Northern Rock makes further enhancements to mortgage range
Northern Rock has made further enhancements to its mortgage portfolio, introducing competitive new deals for customers through both direct and indirect channels.
Santander extends Loyal Mover mortgage range and cuts fees
Santander is extending its Loyal Mover range for existing Santander mortgage customers who are looking to move home.
Northern Rock offers raft of competitive new mortgage deals
Northern Rock has made changes to its mortgage portfolio, introducing competitive new deals for residential and buy to let (BTL) customers alike.