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Personal Loans

Borrow more – it can cost less!

Borrowers could end up paying less in repayments for larger loans than for smaller ones with the same lender according to Find.co.uk.

Personal loan bargains still available

January’s unexpected hike in base rates isn’t being reflected in higher personal loan costs – yet – says Moneyextra.com.

Brits with good credit should not be paying more than 5.2% interest on borrowing

Zopa is the new ‘Best Value Benchmark’ for borrowing for those with a good credit history, having topped the uSwitch and MoneySupermarket best buy loan tables for well over a year.

Two more lenders drop out of the sub-6% personal loan market

Nick White, Director of Financial Services at independent price comparison and switching website uSwitch.com comments on two more lenders increasing APR’s and dropping out of the sub-6% personal loan market Northern Rock’s increase from 5.8% APR to 6.1% APR and Liverpool Victoria from 5.9% to 6.4%):

Personal loans to help cover tax bills

According to HM Revenue & Customs around 900,000 people missed last year's January self-assessment deadline and automatically incurred a £100 fine.

Debt consolidation loans to reach £4.8bn

January is one of the busiest months of the year for transferring balances between credit cards and for taking out personal loans for debt consolidation.

Kensington Personal Loans introduce new service initiatives and lower prices

Kensington Personal Loans (KPL) has introduced new service initiatives and lower prices across its product range, following a successful pilot in which it is paving the way to regulation of the market through superior customer service and criteria.

Nationwide extends LoanCare cashback offer

Nationwide Building Society has extended its LoanCare cashback offer until 31 January 2007.