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Personal Loans

Getting your credit profile into shape in 2014

With post-Christmas credit card bills hitting door mats over the coming weeks, many UK households will be looking to consolidate their debts in order to get their finances in order.

Loan market hots up again with the launch of exclusive low rate loan

Average rates on the top five personal loans have fallen again for the second time in two months, according to analysis by MoneySuperMarket.

New from Santander lower personal loan rates

For a limited period only, Santander is to reduce APRs on personal loans between £3,000 and £10,000 when taken out for the purpose of debt consolidation.

January offers for Nationwide customers

Nationwide Building Society has launched a series of exclusive offers for its main current account customers. This includes a credit card cashback offer and a reduced personal loan rate; just two of a number of ‘Flexclusive’ offers that are available.

Clydesdale and Yorkshire launch their lowest ever personal loan rate

Clydesdale Bank and Yorkshire Bank have dropped their rate for unsecured online personal loans between £7,500 and £15,000 by 30bps.

AA cuts personal lending rate as New Year realities hit home

AA Financial Services has slashed its personal lending rate to 4.8% APR Typical for loans between £7,500 and £15,000 to AA members (4.9% for non-members).

New from Santander ‘10-day special’ personal loan rates

For 10 days only from Monday 9 December through to midnight on Wednesday 18 December, Santander is to reduce APRs on personal loans between £5,000 and £15,000.

Loan market hots up with launch of the lowest ever personal loan rate

Average personal loans rates on the top five personal loans at £7,500 has dropped to the lowest average rate on record, according to analysis by MoneySuperMarket.com, following the launch of the UK’s lowest ever rate of just 4.6 per cent APR.

Cost of unsecured loans at six year low

Sainsbury’s Bank has announced a flash loan sale, reducing the rate on its Standard Personal Loans from 5.1% to 4.9%APR Representative. During the sale, if the repayment term is between one to three years, the rate becomes 4.8% APR Representative.

Tesco Bank introduces market leading rate for personal loans

In a move that will see Tesco Bank offer customers the best rate in the market, the interest rate for personal loans from £15,001 to £25,000 will be cut from 7.2% to 6.9%APR representative.

New from Santander '10-day special' personal loan rates

For 10 days only from Monday 19 August, Santander is to cut a massive 0.80% off its APR for personal loans between £15,001 and £20,000 to offer a market-leading 6.8% APR for new and existing customers.

M&S Bank launches it’s lowest ever loan rates

M&S Bank has launched its lowest ever loan rate, with a rate of 5.00 per cent APR (representative) on loans between £7,500 and £15,000, available exclusively for existing M&S current account, credit card and loan customers.

Tesco Bank cuts rates on personal loans

Tesco Bank has reduced its interest rates on personal loans between £5,000 and £25,000, giving customers some of the best rates available in the market.

Record low base rate four years on - the winners and losers

With March 7 marking the fourth anniversary since Bank of England base rate dropped to a record low of 0.5 per cent, analysis by MoneySupermarket has shown that the cost of borrowing on mortgages and personal loans has fallen dramatically over the period, while savings rates have plummeted further since the Funding for Lending Scheme was introduced in August 2012.

Brits take control of their finances with careful debt management

An estimated 164,000 consumers collectively took out £1.6 billion in personal loans in the first quarter of 2012 in order to consolidate existing debts, according to analysis from Sainsbury's Bank Loans.