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Banking News

FSA consults on changes to financial compensation scheme

The Financial Services Authority (FSA) is publishing a consultation paper setting out proposals for speeding up the payout of compensation to make it possible for customers to get back their money within seven days if a bank fails.

One in eight Brits look for help with debts

More than one in eight people have sought advice on how to get their debts under control as financial pressure on keeping up repayments builds, according to new research from MoneyExpert.com.

Moneyfacts.co.uk: Base rate cut one month on

One month on from the one per cent base rate cut and we can finally see the lie of the land. Once again it's savers who have to endure the pain.

New Year's Resolutions

It's that time of year when you make promises to yourself about joining a gym, cutting down on chocolate or taking up that hobby that you've always had an interest in.

Faster Payments Service volumes reach new peak

APACS, the UK payments association, has provided an update on the new Faster Payments Service. Introduced at the end of May this year, the new system processed 3,907,719 payments on its latest peak day, on 1 December 2008.

HSBC goes live with 2009 Annual Sale

HSBC has announced details of its 2009 January sale. This year the 2009 Sale goes live on-line and in branches from 24 December and includes some good offers for everyone shopping for finances in the New Year.

The 'must have' 2009 New Year's resolutions

Never has it been more at the forefront of people's minds to save and plan for a secure 2009. However, consumers are still missing out on a wealth of focused advice and opportunity on the high street.

Irish Government to recapitalise country's three biggest banks

Commenting on the Irish Government's plans to recapitalise the country's three biggest banks, Kevin Mountford, head of banking at moneysupermarket.com said: "British savers were attracted to the Irish banks two months ago when the Irish Government announced it would guarantee 100 per cent of deposits until September 28, 2010,

Sorting out finances tops list of resolutions for 2009

More than twenty million people in the UK plan to make New Year's resolutions and sorting out finances tops the Nation's wish list at the expense of seeing more of our friends and family, according to research from comparison site Gocompare.com.

NatWest launch international money transfers via mobile phone

As the festive season gets into full swing, NatWest announced that it is making it even easier for its Polish Welcome Account customers to send money home to spend over the Christmas period.

Which? accuses FSA of ‘fiddling while Rome burns’

As the FSA publishes a Discussion Paper on consumer responsibility, Which? personal finance campaigns manager, Doug Taylor, says: "The FSA appears to be fiddling while Rome burns.

FSA to explore issue of consumer responsibility

The Financial Services Authority (FSA) has launched a discussion paper on consumer responsibility to explore what steps the regulator or others could take to help consumers understand and protect their own best interests more effectively.

Newcastle Building Society announces Capital Issue

Newcastle Building Society has announced it has boosted its capital through the issue of £10m of Permanent Interest Bearing Shares (PIBS). The PIBS have been issued on a private basis.

(Almost) ZIRP, will it work?

The US Federal Reserve has cut its benchmark interest rate to between 0% and 0.25% in an effort to boost credit growth and to deter deflation.

Brits turn to family for financial advice

New research from Halifax Financial Services shows it is family members that UK consumers have turned to for financial advice in 2008. 53% of people make family and friend their first port of call for financial advice.