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Banking News

LIBOR gets enhanced governance and scrutiny procedures

Further enhancements to the current system for producing, checking and verifying the global interest rate benchmark are announced today by the British Bankers' Association.

Fairinvestment.co.uk launches bank charges calculator

If you think you may be a victim of unfair bank charges, you will want to claim your money back, but may not know how much you might actually entitled to, and that's where Fairinvestment.co.uk can help!

Web browser breakdown ups chances of ID fraud

Further to Microsoft's Internet Explorer going down, Owen Roberts, Identity Protection Expert at Callcredit comments: "The problem with Microsoft's Internet Explorer could potentially allow criminals access to people's computers and their passwords.

Consumers ‘losing out’ by going direct

Significant numbers of consumers are losing out by opting to go direct to providers of financial services, mortgages and loan products, rather than seeking impartial advice from professional advisers.

Santander moves ahead with integrating its UK businesses

The integration of Santander's UK businesses, which includes Abbey, Alliance & Leicester (A&L) and Bradford & Bingley's (B&B) savings business, is progressing according to plan.

Natwest extends its financial capability programme to all adults

NatWest has announced that from this Friday, it will be the first high street bank to offer free, impartial financial guidance to everyone, including customers of other banks and people without bank accounts.

CreditExpert: 'Koobface' virus

Commenting on the recent ‘Koobface' virus on Facebook, Darryl Bowman Director of CreditExpert.co.uk, said: "Social networking sites like Facebook and MySpace are a magnet for identity thieves seeking innovative ways to source credit information from their potential victims.

first direct launches the Little Black Book

first direct has launched the Little Black Book, an online community site exclusively for its customers. The first site of its kind to be offered by a UK bank, it is a unique source of information and personal recommendation, where first direct customers can share their insights into and experiences of the UK's ‘hidden gems'.

Bank interest rate shocker

In January 2008, one third of Brits predicted that at the end of this year, the Bank of England base rate would be 5 per cent or more, yet it stands at just 2 per cent!

East London tops UK fraud hotspots

East London has been unveiled as the region most at risk of ID fraud in the British Isles, according to a new fraud ranking developed by credit reference agency Callcredit. The news comes as a further blow for East London, which only last month was named as the most indebted area in the UK.

FSA confirms Cheshire merger with Nationwide Building Society

The Financial Services Authority (FSA) has announced that it confirmed the proposed transfer of the engagements of the Cheshire Building Society to the Nationwide Building Society on 4 December.

Lloyds TSB announces multi-brand strategy

Lloyds TSB has announced the main elements of its multi-brand banking strategy once the proposed acquisition of HBOS plc completes in January 2009.

Homeowners and small businesses to benefit as Barclays cuts rates

Barclays customers are benefiting from the announcement that the Bank of England base rate will decrease by 1 percentage point.

BBA issues customer factsheet on base rates

The economic factors which govern high street bank interest rates are summarised in a new factsheet published by the British Bankers' Association following today's Bank of England decision on interest rates.

No more useless rate cuts please!

The Bank of England took another bold step today and slashed interest rates from 3% to 2%.