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Banking

Currency swings cost British industry dear

New research reveals that the single biggest challenge for small businesses that import or export overseas is losing out on exchange rate fluctuations (29%). In contrast, just 17% of smaller companies claim to have benefitted from exchange rates working in their favour.

Skipton and Scarborough in joint savings account launch

Skipton Guernsey Limited and Scarborough Channel Islands Limited, who, subject to regulatory approval, are soon to amalgamate to form a single specialist savings and mortgage bank on Guernsey, have launched an innovative new deposit account, called the International Bonus Account, which is designed to reward those customers who open their accounts with new money.

Threadneedle: UK banks sector - one year on

Christopher White, UK equities fund manager and banking sector specialist comments: Last September, we were in the midst of probably the severest crisis the UK banking sector has ever seen.

Students ensure your finances are first class

With the new university term nearly upon us, young people around the country will be getting ready to start or resume their studies.

FairFX.com calls on travel money industry to clean up its act

Research out today from FairFX.com, the leading currency provider, exposes some of the practices which too often leave travellers facing unexpected costs.

Ten reasons not to use your debit card abroad

The number of banks charging customers for using their debit cards abroad has almost doubled, according to research by uSwitch.com, the comparison website.

Other countries must play part in bank pay reform

Coordinated action by the world's financial regulators will be the only effective way to reform pay structures in the financial sector, the British Bankers' Association said today in response to the FSA's paper.

FSA confirms introduction of remuneration code of practice

The Financial Services Authority (FSA) has today introduced a new code that will require large banks, building societies and broker dealers in the UK to establish, implement and maintain remuneration policies consistent with effective risk management.

5,000 HSBC customers reunited with missing cash

HSBC has so far reunited more than 5,000 customers with more than £8.55 million since launching a national campaign to bring customers back together with forgotten savings and current accounts.

Protect yourself with a good exchange rate

With the pound on a 10 month-high against the dollar, holidaymakers travelling to the States are being urged to consider fixing their currency exchange rate now. Over recent weeks, sterling has surged on the back of good economic news, including soaring shares and bank profits.

Stable month for Sterling against Euro

The latest HiFX Global Currency Moves Report reveals Sterling remained stable against the Euro in July with less volatility than in June - good news for holiday makers trying to budget for a trip to the Continent.

Nationwide increases rate on Lifetime Guarantee Issue 13

Nationwide International, the offshore subsidiary of Nationwide Building Society, has increased the interest rate of its latest issue of the Sterling Lifetime Guarantee account.

Three quarters of Brits settle for second best

Three quarters of Britons are currently settling for second best in some part of their lives, according to new research from Abbey Current Accounts.

FSB warns against banks holding small business monopoly

The Federation of Small Businesses (FSB) is challenging a monopoly of power being built up by high street banks over small firms seeking finance, two years after the credit crunch started.

Students urged to do homework on current accounts

The cost of studying beyond the age of 18 is continuing to creep up as students face the possibility of rising tuition fees, debt, and not even a job to look forward to at the end of their studies.