Current Accounts
NatWest and RBS launch ‘Act Now' alerts
NatWest and RBS have announced that they are radically simplifying charges for customers who go overdrawn without agreement or exceed an agreed overdraft limit. The changes, which will be effective from 1st February 2011, will see four separate charges reduced to two.
When it comes to your finances, loyalty doesn't always pay
For many Brits, remaining loyal to your main bank may seem an easy option with some offering tempting ‘existing customer only' deals. However, moneysupermarket.com is warning that failure to shop around could be costing consumers dearly as no bank offers the best all round deal on all products.
Current account holders switched-off from switching
Three-quarters of consumers have never even considered switching their current account to another bank, according to new research by Consumer Focus.
Current account credit interest rates have fallen significantly
In the current economic climate, current account credit interest rates have fallen significantly. So much so, that a number of providers have decided to scrap paying credit interest altogether.
Current account customers missing out on interest
Analysis by first direct of pre-pay day positive current account balances has revealed that UK workers are missing out on a savings pot of £47.6billion by failing to transfer their pre-pay day balances into a savings account.
Brits without internet missing out on the best rates
The four million Britons who don't have internet access are missing out on the best rates for financial products, according to an investigation by Which?
Switch over to free benefits with the Co-operative Bank
The Co-operative Bank is offering customers complimentary access to its market leading Privilege and Privilege Premier Packaged Current Accounts for a 12-month period.
Santander Student Current Account includes gadget insurance
More than one in eight students (13 per cent), equivalent to around 209,000 around the UK, have been a victim of theft whilst at university in the last year according to new research from Santander Student Current Accounts. The findings reveal that these thefts were collectively worth over £54 million.
Brits over-estimate bank balance
Almost three-quarters of UK adults over-estimate the money in their bank account and think they're better off than they really are, according to figures from Barclays.
Changing face of savings spotlight on current accounts
There was a time when consumers looking to put money aside were spoilt for choice, but in the current climate of low Bank of England base rate and high rate of inflation, savers will struggle to generate any decent returns.
Overdraft rate increases hit customers
In the last 18 months, more than a quarter (26%) of current accounts have seen increases in their authorised overdraft rates, despite no change in the bank base rate.
Santander Student Current Account offers competitive rates
Santander is offering a fantastic Student Current Account to university students starting - or returning to - higher education this autumn. Understanding how important it is for students to be able to manage their finances during their time at university, the Santander Student Current Account offers some great additional benefits along with highly competitive rates.
Nationwide market-leading loan available to more people
From 7 September 2010, more FlexAccount customers will be able to apply in branches for Nationwide's market-leading personal loan rate of 7.7% APR typical. This coincides with the release of the new car registration plates in September, which is likely to increase the number of personal loan applications in this time period.
Barclays launches loyalty mortgage discounts
Barclays customers can get better mortgage deals from Wednesday 1 September as the bank launches its first loyalty mortgages.
Cater Allen launches Prestige Bank Account
Cater Allen Private Bank, part of the Santander Group, has launched a new Prestige Bank Account, designed to appeal to individuals who have at least £25,000 to deposit with Cater Allen.