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Mortgage News

Higher interest rates subdue personal borrowing

April figures for high street lending show that mortgage demand is moderating in the face of rising interest rates, according to the British Bankers’ Association (BBA).

Changes to NatWest mortgage rates

NatWest today announced that its Standard Variable Mortgage Rate would increase by 0.25 per cent to 7.69 per cent.

RBS moves mortgage rates

The Royal Bank of Scotland today announced that its Standard Variable Mortgage Rate would increase by 0.25 per cent to 7.69 per cent.

Building society bosses bullish about the year ahead

New research from the Building Societies Association (BSA) shows that an overwhelming 95% of building society CEOs are confident about the year ahead and are predicting similar levels of lending and saving to that seen in 2006.

Leeds Building Society and Tenet team up to serve overseas market

Leeds Financial Services Overseas Ltd (LFSO), a new subsidiary of Leeds Building Society has teamed up with a leading Yorkshire financial services company to expand the Society’s business model overseas.

New low rate mortgage from Scarborough BS

Julia Harris, Mortgage Analyst at Moneyfacts.co.uk, comments: “The 2 year fixed rate market is incredibly competitive, with many lenders fighting to win the top spot. With rising rates and fees it is great to see a competitively priced deal hit the market.

Alliance & Leicester launches new range of prime mortgage deals

Alliance & Leicester is launching a new range of prime mortgages, which is available from Wednesday 23 May and includes:

Consider remortgaging options and act now to avoid overpaying

Following this month’s bank rate rise, many SVRs are already as high as 7.75 per cent, well over two percentage points higher than some of the best deals currently on the market.

GMAC-RFC extends ‘MERC’ to self cert borrowers

GMAC-RFC has opened up its ‘MERC’ mortgage to the self-cert sector barely one month after the original product was launched.

Mortgage Talk: Mortgage of the week

National independent mortgage broker Mortgage Talk highlights a selection of the week's mortgage deals.

Equity release rates continue to rival those of top mortgage lenders’

Following research conducted last year, SHIP, the trade body representing over 90% of the equity release sector, has today announced updated figures showing that equity release rates continue to offer good value despite increases in the Bank of England base rate.

Abbey cuts rates on no upfront costs mortgages

Abbey Mortgages is reducing rates on its no upfront costs mortgage range until June 23.

Confidence in lifetime mortgages rises

New research from Mortgage Express has revealed that broker confidence in lifetime mortgages is on the rise with nearly two thirds (63%) of broker respondents who haven’t yet advised on lifetime, saying that they plan to do so in the next year.

Mortgage lending still high but stabilising

Gross mortgage lending in March saw a seasonal fall to £28.8 billion in April, according to the Council of Mortgage Lenders (CML).

Bridgingloans.com opens up bridging loan market

Bridgingloans.com, formally Bristol & West Investments Plc, a UK provider of bridging finance solutions, has extended its reach into the residential and commercial bridging loans market with an increase of its available Loan to Value (LTV) ratio.