Mortgage News
What are the implications from the increase in Halifax's SVR cap?
Ray Boulger of leading independent mortgage adviser John Charcol comments on the 0.75% increase in Halifax's SVR cap.
Record low base rate three years on - the winners and losers
With March 5 marking the third anniversary since Bank of England base rate dropped and remained at a record low of 0.5 per cent, MoneySupermarket has analysed the impact on the nation's savers and borrowers.
Gross mortgage lending 10% stronger than a year ago
Gross mortgage lending declined to an estimated £10.5 billion in January. Lending fell by 14% from £12.2 billion in December but was 10% higher than the total of £9.5 billion in January 2011, according to the Council of Mortgage Lenders.
Post Office cuts mortgage rates by up to 1.01%
The Post Office is cutting its mortgage rates by up to 1.01% on a range of its fixed rate and tracker mortgages, expanding its offering to those with larger deposits, whilst maintaining a range for first time buyers.
Mortgage rates continue to rise but more choice at higher LTVs
Ray Boulger of independent mortgage adviser John Charcol comments on the news that the MPC left Bank Rate unchanged today for the 35th consecutive month at its lowest ever rate of 0.5% and increased the size of the Quantitative Easing programme by £50bn.
HSBC offers lifeline to first time buyers
HSBC has confirmed its commitment to first time buyers with the launch of competitive new mortgage products for those with a 10% deposit.
Price key factor when choosing financial products
With competition rife on the high street, everyone claims they have the best deal when it comes to mortgages, pensions or investments – but how much do people actually know about the features of the financial products they are purchasing?
Top 12 tips on making the mortgage market work for you in 2012
As consumers are set for another year of low interest rates and increasing financial pressures unbiased.co.uk, has put together with the help of its expert panel of professional advisers twelve top mortgage tips for borrowers and first time buyers on how to get the best out of the current market.
2011 - the year of the first time buyer
Latest figures from unbiased.co.uk, reveal first time buying was the most sought after area of mortgage advice throughout 2011 on its ‘find a mortgage adviser' search.
Leeds 2 year discount mortgage requiring only a 5% deposit
Leeds Building Society has launched a 2-year discount mortgage at 5.25%, available up to 95% loan to value (LTV).
HSBC to lend at least £15 billion to mortgage borrowers in 2012
HSBC has announced that during 2012 it will make available at least £15 billion in mortgages to UK homeowners, including £3 billion specifically set aside for first time buyers.
Borrowers are opting for the best of both worlds
Latest John Charcol Mortgage Index reveals December was the strongest month yet for borrowers taking a track and fix Hybrid mortgage.
Yorkshire is home of mortgage best buys
Yorkshire Building Society is looking forward to offering borrowers even more great mortgage deals in 2012 after achieving the most Best Buys across all lenders in 2011.
Cambridge Building Society launches new mortgage range
The Cambridge Building Society has completely refreshed its mortgage range to significantly streamline and enhance its product offering.
Home affordability at its best since 1997
Mortgage payments for a new borrower in the second half of 2011 were at their lowest as a proportion of disposable earnings for 14 years, according to new Halifax research.