Spending Habits
Pets face a leaner Christmas as the credit crunch bites
Pets will feel the pinch of the credit crunch this Christmas as owners decide not to buy them their usual festive gifts.
Brits aim to cut the cost of Christmas by imposing spending cap
Many of us are tightening our belts this year by imposing a cap on Christmas present spends, according to research by Halifax. Almost a third of us (31%) admitted we had agreed a spending cap with friends and family.
Credit crunch Christmas, what credit crunch Christmas?
More than a quarter of people questioned in the Fairinvestment.co.uk Christmas poll are not worried about money this Christmas, despite rising unemployment and living costs.
Mr & Mrs Credit Crunch Christmas
Women will be taking control of the family purse strings for a Merry Thiftmas whilst men are more likely to carry on with the traditional increase in seasonal spending, reveals new research from Waitrose.
Shops get your rights wrong
Sales staff at high street retailers are giving incorrect information about extended warranties they sell alongside new products, says which.co.uk.
How the crunch stole Christmas
Over two-thirds of children in the UK (68%), equivalent to 5.4m kids, are aware that there is a ‘credit crunch' on, and understand what it means in the run up to Christmas, according to research by investment, pensions and insurance group LV=.
Household budgets tighter than ever
According to research carried out for the Bank of England's Q4 2008 quarterly bulletin, unsurprisingly, households in the UK have experienced a reduction in disposable income after meeting household bills.
Budget brands take centre stage this Christmas
Extravagant spending is becoming a ghost of Christmas past as Brits rein in their expenditure on festive food and gifts this year, new research by Abbey Credit Cards has revealed.
Downturn makes people postpone key life plans for 2009
The economic downturn is tightening its grip on everyday life. According to new research from CreditExpert.co.uk, 36 million (75 per cent) UK adults have put or are planning to put on hold key life plans for 2009, such as moving jobs and having a baby.
Standard deliveries that arrive express
People ordering gifts online this Christmas could find that the free or standard delivery option is just as good as paying extra for premium or express delivery, says which.co.uk.
Despite drop in average inflation, elderly still face rate of 6.7%
As latest figures show a drop in average inflation, Alliance Trust's ongoing monthly study of age related inflation has found that the over 75 year olds continue to face an inflation rate that far exceeds the official rate.
Inflation falls to 4.1 per cent
Consumer Prices Index (CPI) annual inflation fell to 4.1 per cent in November, down from 4.5 per cent in October, according to the Office for National Statistics.
Beating the Christmas credit crunch
Consumers are becoming savvier when it comes to paying for Christmas this year, according to the Halifax. More than one in five (23%) of those who will be using their savings to pay for presents have started saving earlier for Christmas and 71% are using their own cash to pay for gifts.
Grandparents set to spend £50 per grandchild at Christmas
Despite the current economic crisis, grandparents are set to spend £50 on average per grandchild at Christmas.
Millions facing financial meltdown
A quarter of the population is facing financial meltdown with many of the effects of the credit crunch to blame, according to research from AXA's My Budget Day campaign.