Home Insurance

Dark evenings provide rich pickings for opportunist thieves

As the clocks go back on October 26th Halifax Home Insurance is reminding homeowners not to make life easy for the opportunist burglar during dark winter evenings.

Home insurance premiums easing

The latest benchmark AA British Insurance Premium Index of home insurance premiums recorded a small quarterly rise in the average quoted premium for an annual buildings insurance policy, which now stands at £213.32, about £3 or 1.8 per cent higher than the previous quarter.

Homeowners urged to give their home a 'storm MOT'

2007 saw one of the worst weather events of the last 50 years in the UK, the Kyrill storm, which caused £350m of damage and caused 11 deaths.

Britons admit to being unprepared for floods

Almost two thirds (65 per cent) of British homeowners said they did not feel prepared in the event of a flood occurring in the area they live in, according to new research from home insurer, Zurich.

Winter is a potential minefield for insurance claims

With evenings getting darker earlier, and the weather getting chillier, damage caused by heating appliances, fires and burglaries have the potential to increase premiums significantly, says Darren Black, home insurance expert at Confused.com.

Home not a safe haven for your hard-earned cash

With sales in household safes up by a quarter in the last four weeks according to new figures, esure home insurance is urging homeowners to think twice before transferring savings out of a financial institution and into their home as they are unlikely to be adequately insured.

Homeowners advised to check liability insurance

In light of recent news that Michelle and James Hudson are being sued by their midwife after she tripped over a child's buggy during a routine house visit, comparethemarket.com are urging all households to check their level of insurance to ensure that they have the right level of cover...

Sainsbury's Home Insurance discount offer ends soon

Homeowners have a few days left to take advantage of a 25% discount plus a £20 shopping voucher on Sainsbury's Home Insurance and a further 10% discount if they apply online.

Quality over price

Consumers are being urged to take into account cover provided in home insurance policies rather than make decisions based only on price.

Insure you keep track of downloads

Music and movie fans are being urged to keep track of their collections as the download boom creates a risk that valuable possessions are not covered by home insurance, Virgin Money warns.

Gardens prime target for burglars and vandals

With purse strings tightening as the Credit Crunch rumbles on it will make grim reading for the green fingered as research by comparethemarket.com reveals Britons are potentially losing up to £10 billion a year by not having adequate insurance to cover their gardens.

Cash in the attic?

From art and antiques to comics and collectables, many people hoard away their prized possessions in their homes, often giving little thought to their total value. But, warns Halifax, many may need to get their collections valued, certified and insured to make sure they are protected against future loss or damage.